For the past few years, one of the biggest forces shaping the real estate market hasn’t been inventory, pricing, or even demand—it’s been hesitation. Homeowners locked into ultra-low mortgage rates (often under 5%) have been reluctant to sell, creating what’s known as the “lock-in effect.” But that dynamic is finally starting to shift—and it could… Continue reading Why More Sellers Are Finally Giving Up Their Low Mortgage Rates
